With our white-labeled Fronting Service, we enable you to offer a tailored lending solution to your retail and business customers entirely in your branding. As a fully licensed bank, we take over all the regulated steps of the lending process for you.
From the loan origination to the pay-out, our process is licensed, fully automated and integrated into your frontend via API. Meanwhile, you can propose the risk scoring model based on your risk appetite and expertise and keep a substantial say over loan pricing, servicing and repayments.
Your customer requests a loan on your user interface. No paperwork required.
You propose a scoring model and a price for the loan based on your expertise and risk appetite.
Solarisbank underwrites the loan and identifies the borrower through the fully digital KYC process. Upon successful identification and scoring, Solarisbank originates and pays out the loan.
The loan agreements or receivables are immediately sold and transferred to yourself or a qualified party selected by you that finances and services the loan, allowing you to retain full ownership of customer relationship along the entire loan lifecycle.
With Solarisbank, you remain the sole owner of your customer journey. By offering bespoke financing solutions you multiply your customer touchpoints and build long term relationships with your customers.
With convenient and fast financing solutions you can unlock additional revenue streams through interest income.
With our Fronting Service, you can calibrate your preferred risk scoring. This enables you to leverage your customer data to offer highly competitive loan pricing and get an edge in the market.
Our automated Fronting Service creates a digital experience for your customers from start to finish and enables a rapid payout in as little as 3 minutes upon loan approval and successful identification.
“Car dealers live from the fact that they buy cars quickly and get going. To do this, they need quick and uncomplicated loan approvals. Solarisbank's automated loan origination enables exactly this, while allowing us to keep full ownership of our user experience.”
Head of Auto1 FinTech