Settlement Account
Build your own payment service with Solarisbank
As your licensed banking partner, Solarisbank enables you to build your own payment services on our account infrastructure. You can focus on your core business while our Payment APIs handle the PSD2 compliant processing of your customers' payments.
Your users. Your brand.
Our APIs disappear behind your frontend allowing you to customize the customer journey to match your look and feel. Your customers' payment requests are executed in near real time via transparent API calls.
Our Settlement Account
How it works
01Pay-in
All the third-party funds from multiple payment methods and service providers you have integrated are aggregated seamlessly and channelled to a single settlement account, enabling you to configure your payment frontend flexibly.
02Settlement
The API gives you full transparency and control of all incoming and outgoing payments on the settlement account. Our flexible infrastructure lets you forward a single transaction to multiple payees and conversely multiple transactions to a single payee. Using our virtual IBANs, you can also fully automate your reconciliation process.
03Pay-out
Outgoing payments are wired to your payees via Sepa Credit Transfers. The Settlement process can also be configured to automatically wire any fees you collect from your customers directly to your own bank account.
Ready for your business model
PSPs & Acquirers
Payment Facilitators
Want to build your own payment service? Partner with us and get started.
Talk to usYour benefits
Versatility
Our highly standardized yet versatile APIs adapt to your use case.
Mix and Match
Seamlessly combine our Payment APIs with other Solarisbank services such as our digital KYC Platform.
Licensing
Reduce compliance risk and costs by working with us as your licensed banking partner.