Enabling your business to offer financial services
Build your own banking products with our API accessible banking platform
Tech company with a banking license
solarisBank is a technology company with a German banking license. We enable other businesses to offer fully digital and fully compliant financial services to their end-customers. We combine a platform engineered like a startup with the regulatory expertise of a fully licensed bank - so our clients can truly focus on their core business.
Read more about usOur modular approach enables your business
We treat the banking services on our platform as building blocks, which our partners can mix and match to create banking services specifically tailored to their business model. These building blocks include bank accounts, KYC services, algorithmic scoring, transactions and even payment cards - all accessible via APIs.
Build your own banking product with our APIs
Our banking platform provides you with several RESTful APIs to build exactly the financial product your customers want.
Our simple and self-explanatory documentation will have you up and running in almost no time.
Depending on your businesses need, you can easily connect with our APIs for Accounts & Cards, Lending or Payments.
Our servicesWhy you should work with solarisBank
Modern tech stack
Our banking platform has some of the most advanced RESTful APIs in the market.
Speed & Flexibility
Our platform approach coupled with our startup mindset will reduce your time to market.
Neutrality
As a pure B2B2X platform, solarisBank is always a strictly neutral partner.
Fully licensed bank
We take care of every regulatory burden, so you can focus on creating the best possible product.
Trusted by innovators across various industries

"Working with solarisBank enabled us to create innovative app solutions for our customers, such as mobile payments and giftcards, while meeting the strict regulatory requirements for e-money products."
"In addition to the technical expertise, we were also impressed by the platform approach of solarisBank. This combination allowed us to meet the technological and legal requirements in a very short period of time. Together, we created the perfect product for our business model, with cost-efficient processes that will have a positive impact on our success as a company."
"We’re excited to tap into the tremendous potential of the B2B factoring market. With a dynamic and innovative banking partner such as solarisBank, we are also able to offer a state-of-the-art factoring solution to B2C e-commerce companies."
"Until now, the process of getting a consumer loan took way too long and was mostly paper-based. The completely digital HeyCash loan changes that. It is finally giving consumers what they’re looking for when applying for a loan: Transparency and saving of time."
"As a digital fintech challenger you need a banking partner with a similar mindset as well as technological approach. We were excited to have found this partner in solarisBank."
"For the international expansion of our Peer-to-Peer payment product, we needed a licensed banking partner - which we found in solarisBank. Building with their modern API made it easy to connect our two infrastructures together. It made integration painless and straightforward."
Developers + entrepreneurs + bankers = solarisBank
The multidisciplinary solarisBank team from 25+ nations combines startup engineers and entrepreneurs with seasoned banking and finance experts to create the perfect mix for a tech company with a banking license.
