Enabling your business to offer financial services

Build your own banking products with our API accessible banking as a service platform

Your customers Your business The banking-as-a- service platform
Illustration: Tech company with a banking license

Tech company with a banking license

solarisBank is a technology company with a German banking license. We enable other businesses to offer fully digital and fully compliant financial services to their end-customers. We combine a platform engineered like a startup with the regulatory expertise of a fully licensed bank - so our clients can truly focus on their core business.

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Our modular approach enables your business

We treat the banking services on our platform as building blocks, which our partners can mix and match to create banking services specifically tailored to their business model. These building blocks include bank accounts, KYC services, algorithmic scoring, transactions and even payment cards - all accessible via APIs.

Illustration: Our modular approach enables your business

Build your own banking product with our APIs

Our banking platform provides you with several RESTful APIs to build exactly the financial product your customers want.

Our simple and self-explanatory documentation will have you up and running in almost no time.

Depending on your businesses need, you can easily connect with our APIs for Accounts & Cards, Lending or Payments.

Our services
Build your own
  • Neobank
  • SME bank
  • Debit card
  • Giftcard
  • P2P payment product
  • Marketplace payment service
  • Consumer loan product
  • SME loan product
with our
  • Digital Banking & Cards
  • Payments
  • Lending

Why you should work with solarisBank



As a pure B2B2X platform, solarisBank is always a strictly neutral partner.

Speed & Flexibility

Speed & Flexibility

Our platform approach coupled with our startup mindset will reduce your time to market.

Modern tech stack

Modern tech stack

Our banking as a service platform has some of the most advanced RESTful APIs in the market.

Fully licensed bank

Fully licensed bank

We take care of every regulatory burden, so you can focus on creating the best possible product.

Trusted by innovators across various industries

"Since 2016, solarisBank offers us exactly the banking building blocks we need for our services: Digital bank accounts, transactions but also KYC processes. Building on the solarisBank platform, we have been able to launch our intelligent business account for freelancers very quickly – a target group that is still overlooked and not understood by traditional banks."

Christopher Plantener, CEO Kontist

"With its combination of technology and banking expertise, solarisBank is a fantastic partner for us to offer central services along the value chain for digital assets. solarisBank's Blockchain Factory supports us in taking trading in crypto currencies and tokens to the next level and in setting new standards in transparency and reliability"

Alexander Höptner, CEO Börse Stuttgart

"In order to enhance our comparison portal with our own credit offer 'Kredit2Day', solarisBank presented itself as the natural partner. The API-based banking modules could easily be integrated into our application process. Together, we can offer consumers better financial services at better terms."

Alexander Artopé, CEO and Co-founder smava

"As Germany's first mobile and commission-free broker, Trade Republic Bank sets a new standard in the market. In order to realize our vision of mobile brokerage, we needed partners who understand the needs of the digital generation whilst simultaneously guaranteeing the highest standards in security and regulation. solarisBank's Payments APIs help us to offer our customers a truly novel and yet smooth and secure trading experience".

Christian Hecker, Founder Trade Republic

„With its fast processes and well-established technology, solarisBank is the ideal partner for us to implement our mission: To bring sustainable banking out of its niche."

Jakob Berndt, Co-Founder Tomorrow

“As Albaraka Turk we are proud and extremely excited to be Europe’s first interest-free digital bank thanks to solarisBank. solarisBank platform’s license enables us to be in line with all regulations and focus on building a product tailor-made for our target group."

Melikşah Utku, CEO Albaraka Turk

Developers + entrepreneurs + bankers = solarisBank

The multidisciplinary solarisBank team from 45+ nations combines startup engineers and entrepreneurs with seasoned banking and finance experts to create the perfect mix for a tech company with a banking license.

Join the squad

solarisBank Team Photo 2019-11

Start building your own banking service

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