About us

Our vision is to create a world where financial services seamlessly sync with life

Embedded finance made easy

By leveraging the power of technology, we are removing the barriers for businesses to offer digital financial solutions. Our proprietary Banking-as-a-Service platform enables any business to embed financial solutions in new contexts that were previously unimaginable. Launching customized banking features has never been easier.

Completely licensed for pan-European business

As a tech company with a full German banking license, including a Digital Assets Custody license, and also an e-money license – covering the UK and EEA, we are ideally positioned to handle the regulatory and technological complexities of banking for our partners. That's why innovative companies, from startups to multinationals, trust us.

Our vision

We believe that financial services will become seamlessly embedded into everyday life – so accessible and easy, that we sometimes forget they are there. When financial services can be offered by anyone to anyone, a world of new possibilities opens up.

Our investors

Solaris is backed by international, renowned investors, and has raised a total of more than EUR 390 million in funding.

  • ABN AMRO
  • BBVA
  • CNP
  • FinLeap
  • Global Brain
  • Holtzbrinck
  • Lakestar
  • Samsung Catalyst Fund
  • SBI Group
  • Visa
  • Vulcan
  • Yabeo

Join our team

Solaris is a multidisciplinary team of engineers, entrepreneurs and seasoned banking experts from over 70 different nations. Join our vibrant team of over 750 Solarians today.

Go to Careers page

Solaris in numbers

750+Solarians
8locations
70+nationalities
450+API endpoints

Our Team

Carsten Höltkemeyer

Carsten Höltkemeyer

Chief Executive Officer

Banking and fintech expert with a background in investment and retail banking as well as the credit card industry

Delia König

Delia König

Chief Product Officer

Forbes 30 under 30 member with experience as an entrepreneur and consultant

Ansgar Finken

Ansgar Finken

Chief Risk Officer

Seasoned expert in risk controlling, bank management and transformation projects

Jörg Diewald

Jörg Diewald

Chief Commercial Officer

Expert in development of commercial organizations of banks and fintechs

Konstantin Kavvadias

Konstantin Kavvadias

Chief Financial Officer

An experienced executive with a distinguished international career in the financial services industry

Federico Roesler Franz

Federico Roesler Franz

General Manager Italy

Startup and fintech expert with proven track record of scaling organizations

Gabriel Yermo

Gabriel Yermo

General Manager Spain

General director with 20 years of experience in advising leading financial institutions

Jean-François Guillaumin

Jean-François Guillaumin

General Manager France

Senior executive and fintech founder with strong international background

Andrea Ramoino

Andrea Ramoino

Managing Director EMI UK & EEA

Managing Director for Solaris e-money business in UK and EEA

Banking in service. For life.

Nature - People - Business

Nature - People - Business

As a Banking-as-a-Service creator, we know what it means to disrupt an old and rusty industry. Our NPB framework has sustainability in its very conception, pumping through its veins. When we Bank in service, for life, we commit to not only being the best for our customers, but we strive to be the best for all stakeholders in our strategy: for Nature, for People, for Business.

Our Sustainability Report (PDF)

In our focus - Diversity & Inclusion

In our focus - Diversity & Inclusion

At Solaris, everyone is welcome. Our Diversity & Inclusion team makes sure we celebrate our differences and learn from each other. As an organization, we are constantly working on making our workspace more inclusive and diverse, because we know that no diversity means no growth.

Futura - our Women’s Network

Futura - our Women’s Network

We got tired of the fintech gender gap and decided it’s about time to shake it up. So we've launched Futura: a network that supports and empowers women and works to boost representation within our organization at all levels – from junior staff right up to and including our board of directors. Our goal is 30% of women across all levels by 2024.

Learn more

Our Diversity Report (PDF)

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